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CREDIT POLICY OF TRADE ENTERPRISES

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UDC 658.88
 
NOVIKOVA Natalia,
Ph.D. inEconomicsSciences, Senior lecturer of the Department ofEnterpriseEconomics and Finance Kyiv National University of Trade and Economics
 
CREDIT POLICY OF TRADE ENTERPRISES
 
A methodology for the formation of trade credit policy is proposed. The parameters of credit policy, trade credit insurance conditions as well as the mechanism for collecting payments and ways of cash receipts acceleration are defined. Questions of a comprehensive evaluation of buyers and suppliers and optimization of management decisions as to commercial credit extension are also considered.
 
Keywords: credit policy, managing accounts receivable, trade credit, consumer credit, lending standards, price discounts, debtors.

 CREDIT POLICY OF TRADE ENTERPRISES